• What is a Maintenance Loan?
The Maintenance Loan is provided by the government organization
called Student Finance England. The loan amount depends on the
household income and your marital status.
You can receive up to £13.000 per academic year. The final
amount will depend on your location, earnings, type of contract
etc. You do not need to be worried – we will be able to assist
you and help you to get the highest amount possible.
You will be able to cover the costs of whatever you need in
order to be able to continue the studies. The money will be paid
into your bank account in 3 instalments during the academic
year. Also, paying back the loan depends on your earnings after
• You need to fulfil the following criteria to be eligible for
the maintenance loan:
• are employed in the UK – working part-time, full-time or
• you may be even on 0 hours contract
• you have to be able to present invoices/payslips from 3 months
This means that you can apply for a Maintenance Loan only if you
have worked in the UK for at least 3 months without a break. At
Edu4u, we know that people who have been working in England for
at least 3-8 months have the best chance of getting a loan for
Also remember that after the maintenance loan is granted, you
must continue to work sufficient hours (10-15 hours a week is
enough). To receive subsequent loan instalments, you will need
to provide the Student Finance Company with evidence that you
still meet the required criteria.
Maintenance Loan is the perfect solution to ensure a good
standard of living while studying in the UK. And although
applying for a grant is not the easiest thing to do, we are
convinced that with the help of Edu4u you will get a loan to
live in England.